Juliet Sheppard from Uniting Care Wesley Bowden (UCWB) is a Financial Literacy Educator and she will cover the following topics:

o What are the differing types of credit?
o Who can we get credit from?
o Is all credit bad?
o Or are there some good places to borrow credit from?
o Hidden fees and charges
o Cash Converters case study
o Layby – v Interest Free Deal
o Rent v Purchase plus case study
o NILS, StepUP and Grants
o Help if in financial difficulty

Uniting Care Wesley Bowden is a well-respected community organisation operating since 1850. UCWB covers a range of service areas including Disability, Aged Care, Carers, Mental Health, Financial Health of Families and Children.

We help people and families of all backgrounds to acquire the life skills and support they need to confidently and proudly create a fulfilled and stable future for themselves.